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While you wait, these are the pages that answer the most common Michigan questions.
- The $300,000 award — and what it actually requires.
- What changed for 2026 — incomplete now means screened out.
- Who gets priority — including the Genesee County exception.
- Every Michigan metro, measured.
- The physician loan, explained.
If something is urgent, call (480) 296-6513 or email mcerto@cfmtg.com.
Mike Certo, NMLS #260555. Cornerstone First Mortgage, NMLS #173855. Equal Housing Lender. The Michigan State Loan Repayment Program is administered by the Michigan Department of Health and Human Services, not by Cornerstone; its terms, award amounts, priorities and application windows are set by MDHHS and change. Physician-loan program terms, eligible degrees and overlays are set by the lender and change. This is not a commitment to lend.
Mike Certo · NMLS #260555 · Cornerstone First Mortgage NMLS #173855 · Equal Housing Lender. Educational content about physician mortgage financing, not a loan commitment and not legal, tax or financial advice. The Michigan State Loan Repayment Program is administered by the Michigan Department of Health and Human Services, not by Cornerstone; its terms, award amounts, priorities and application windows are set by MDHHS and change. Figures here carry the date we verified them against the programme's own published materials. Physician-loan program terms, eligible degrees and overlays are set by the lender and change. All loans are subject to borrower, property and program qualification.